## Navigating Your Accident Claim in Kansas City, Missouri
If you’ve been involved in a motor vehicle accident in **Kansas City**, understanding your legal rights is the first step toward securing the compensation you deserve.
## Is Missouri an “At-Fault” or “No-Fault” State?
One of the most critical factors in your case is that **Missouri** follows a **No-Fault** insurance system.
## Statute of Limitations in Missouri
You don’t have forever to file a lawsuit. In **Missouri**, the Statute of Limitations is **5 years**.
> **Warning:** If you do not settle your claim or file a lawsuit in the **Jackson County Circuit Court** before this window closes, you may lose your rights.
To calculate your potential settlement, use our **Settlement Calculator** on the homepage.